A recent study undertaken by an independent research group revealed that an increasing percentage of people now prearrange their own funeral requirements.

Over one-third of those that preferred prearrangement had already undertaken the process, and more than one-half of those remaining said they were likely to do so within the next five years.

Prearranging now, means your funeral will reflect your personal lifestyle, customs and beliefs. When partnered with prepayment, it can lessen the financial burden that often falls to family or friends, and helps ease the worry and emotional upheaval close ones must bear in times of loss.

Because prearranged and prepaid services are protected under the Funeral Directors and Establishments Act in Ontario all monies received for this service must be deposited in a bank, trust company, credit union or fraternal society and held in trust for you. The principal and all interest remain on deposit until the time of death to cover the inevitable increases in costs. Excess funds will be refunded to your estate. If you change your mind and wish to withdraw the funds, the principal and interest will be refunded.